Where to look for 'lost money' or 'unclaimed funds' will depend on what happened to the bank that issued the passbook. Check the bank's history by searching for the bank name in BankFind.
Use BankFind to get information about your bank’s history. If a bank merged with government assistance, you can find information about filing a claim at FDIC's Unclaimed Funds.
If the bank did not merge with government assistance, then you'll probably be dealing with a dormant account, and you can find more information about unclaimed funds at the National Association of Unclaimed Property Administrators (NAUPA).
To determine if your bank is insured, search for the bank name in BankFind.
Banks may operate under other names (such as Internet banks). To find out if a bank(s) is an affiliate of an FDIC-insured institution, please submit a customer assistance form.
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. FDIC insurance does not cover other financial products and services that banks may offer such as stocks, bonds, mutual fund shares, life insurance policies, annuities or securities.
The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
BankFind only contains information for FDIC-insured institutions. BankFind does not contain all the trade names for these institutions. If you have questions, please contact us.
Complaints against banks are filed with their Federal Regulator, which can be found by searching for that bank in BankFind. For some banks, complaints about credit cards, mortgages and other consumer financial products will be handled by the Consumer Financial Protection Bureau (CFPB).
To submit a complaint to a specific banking regulator:
Information about what happens when a bank fails can be found at this FDIC website - When a Bank Fails - Facts for Depositors, Creditors, and Borrowers.
The FDIC does not release rating information or identify individual problem banks to the public. All FDIC-insured institutions are backed by the full faith and credit of the Federal Government. Questions should be submitted using the customer assistance form.